High‑Mileage Drivers to Provo — What Are You Paying Monthly?
Hey everyone,
I’m curious—if you’re a high‑mileage commuter driving down to Provo regularly, what are you paying for car insurance around here?
I’ve heard that Salt Lake City premiums run around $170–$185/month for full coverage, while Provo is slightly cheaper—averaging about $177 /month or $2,119/year But do those averages hold up for people laying down 20K, 25K, or even 30K miles a year?
Some insurers let high-mileage drivers self-report their miles and offer discounts accordingly—others may even use usage‑based insurance programs or telemetrics devices to track mileage for potential savings wired.com. Personally, I'm considering switching to a pay‑per‑mile or usage‑based plan, especially since I commute frequently to Provo.
Here’s what would be helpful to know:
Are you paying more (or less) than $170–$200/month with high mileage?
Does your insurer offer mileage-based discounts or usage-based programs?
Have you switched to a lower-cost provider after revealing heavy mileage?
Any tips on lowering rates for long-distance drivers in the SLC–Provo corridor?
If you’ve got experience with car insurance Salt Lake City but commute regularly to Provo (or elsewhere), I’d love to hear about your rates and how mileage plays into it.